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Invoice Finance Specialist
Helping you Build a better business
Invoice finance can help businesses improve their cash flow and reduce the stress associated with slow-paying customers. By converting your invoices into cash, you can access the funds you need to cover expenses, pay employees, and invest in growth opportunities. This can help YOUR business maintain a more consistent cash flow and avoid funding gaps that can lead to liquidity issues.
Choose invoices you want to Fund
Improve your cash flow TODAY!!
You are eligible for up to 95% of the value of the invoices
Confidential Invoice Discounting Available for Larger Businesses
No fees and no obligation
Quick and Easy to Set up
How does it work for my business?
Business owners that decide to improve their cash flow can choose between different types of invoice finance facilities depending on the needs and nature of the business. The two modalities most demanded by clients are Confidential Invoice Discounting, in which you maintain control of invoice collections and your end customer will not know you are using the facility , or Factoring, where the lender takes control of your invoices and collections efficiently. The process is simple and fast.
Invoice your customer as you normally would
Issue invoices to your clients with a 30-to-90-day payment term as usual.
Choose the invoices you want to fund
You can choose between one invoice, multiple invoices or full sales ledger.
Get funded up to 95% of the value of your invoices
Get cash. You will be advanced up to 95% of the total invoice value in 48 hrs.
Your customer pays the invoice
Depending on the facility you have chosen, you will be able to manage your customer payment and remain confidential, or leave the provider to chase the payment in your behalf.
Receive final balance from the invoice
You will receive the remaining balance on the invoice minus the agreed costs of the factoring service.
The types of invoice finance
Factoring
Full credit control and sales ledger management with funding and collection service.
Discounting
Access funding while managing your own credit control – 100% confidential service.
Selective
Gives you the flexibility to fund individual or multiple invoices.
Aven Mortgages Invoice Finance Specialists
It takes real conversations with real people to map out a plan for business growth.
Invoice finance is available to UK companies that issue invoices for products or services in most types of business.
Engineering
Construction
Recruitment-agencies
Wholesaler
manufacturing
Exporter
Invoice Finance Frequently Asked Questions
What is invoice factoring?
Invoice factoring is a method of funding that lets you access money against your open client invoices.
Is invoice factoring a loan?
No. Invoice factoring is not considered a business loan because you are selling unpaid invoices to get money already owned to you.
Do I just fund one invoice in a trade, or can I fund multiple?
You can choose how many invoices you’d like to fund.
What types of businesses can apply?
A wide range of industries, including manufacturers, wholesalers, recruitment agencies, construction…Most any business that sells a product on terms not exceeding 90 days can use factoring. Please learn more about our services.
What is the advantage of Financing through an Invoice Finance Service?
Invoice factoring services and freight factoring services, unlike small business loans, allow you to obtain business financing without debt by selling your accounts receivable. Convert idle receivables to working capital for marketing, payroll funding, supplier discounts and more.
How can I use invoice factoring to improve my company's cash flow?
Invoice factoring allows you to extend credit and still get paid cash for your product or service. This working capital tool maximizes cash flow and is often preferred to small business loans as a flexible method of small business financing.
Will my customers know I am using an invoice finance facility?
Just if you choose Invoice Factoring. With Invoice Discounting and Selective Finance you ger a 100% confidential service.
What makes an invoice eligible for funding purposes?
A risk assessment is conducted to analyse the trading relationship between you and your customer, as well as data about your customer´s industry sector and the economic as a whole.